About Us

Zakhe Finance provides instant, straightforward and flexible short-term loans for clients across South Africa. With a strong background in the financial sector and a passion for what we do, we can address your financial requirements expertly whilst providing unparalleled levels of customer service.

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Meet the Team Behind Zakhe Finance

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At Zakhe Finance, our team of Loan Clerks is dedicated to ensuring your loan experience is seamless and supportive. Each clerk is committed to gathering and recording your personal and financial information with utmost care. They advise you on loan documentation and processes, making sure you understand every step. Our clerks organize and file your loan applications meticulously, calculate and review payments, interest, and closing costs to keep you informed. They conduct credit and employment checks to tailor the best solutions for you, maintain accurate loan records and registers, and follow up on loan forms to ensure everything is in order. Get to know the faces behind the numbers, as each member brings unique expertise and a personal touch to our mission of providing accessible and responsible payday loans.

How it works

Visit our branch, you can also call or WhatsApp us It’s that simple.

Applying for a loan from us is quick and easy.

We are fully accredited with the National Credit Regulator. We make sure that our services are 100% compliant and active. This gives our clients complete assurance and confidence in our prowess as a short-term loan provider.

All information gathered on our website is treated with the strictest of confidence. We do not sell, trade or otherwise transfer your personally identifiable information to third parties. The only time we may release your information is to appropriately comply with the law or to protect our rights, or the rights and safety of others. No information will ever be made visible to other parties for marketing, advertising or other uses.


Maximum APR.

We offer cash loans at reasonable and affordable percentages.

Repayment days.

We offer repayment periods from 1 month up to 3 months.

Collection.

Repayment options are only by means of debit orders.

Subsequent Loans.

When you take out subsequent / new loans, the same interest rates and fees will apply in respect of those new loans. We do not offer Credit Facilities or Revolving Facilities and each loan you take with us, is a new, separate loan.

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Required Documents.

  • 3 months bank statement
  • Latest Payslip
  • ID

Zakhe Finance is here for you.

Should you have emergency expenses to cover, we can offer you a short-term loan that will give you financial breathing space. We offer quick and easy short-term loans to help you manage your cash flow and eliminate month end stresses. We can also provide you with sound financial planning advice. We have a dedicated support team ready to help you, who are all expertly trained in the financial sector.

In order to qualify for a loan, you will need to be employed and receive a regular salary. All loans are granted after your income and expenses have been verified. A credit check will be performed – however if you have bad credit, it doesn’t automatically disqualify you from being granted a loan. We take many factors into consideration before deciding on your suitability for a loan. Provided we are satisfied that you will be able to repay the borrowed amount, we will certainly consider your application.